Staying financially organized means making smart financial decisions, while also keeping track of specific financial days to mark on your 2022 calendar. We’re going to help you do just that.
Remember, marking these financial days on your 2022 calendar will help you tackle your personal finance better this year. Go get your digital or paper calendar and start marking the following dates.
January 31, the last day of the first month, is a good day to ensure that all your financial resolutions are made. It also happens to be a Monday, so you could start the week by thinking about the year ahead. Whether it’s a vacation that needs planning or funds that need to be put into your retirement and savings account, this is a good date to organize yourself before the rest of the year goes by.
The first 31 days have just gone by and you feel like you’re not getting too far on your financial resolutions. This is a great month to start a Frugal February Challenge.
What’s that? Good question. This age-old financial strategy will help you make some financial sacrifices like spending less, saving more and getting your finances organized — in the shortest month ever.
This day would be a good day to file your W-2s, 1099s (if you’re self-employed) or interest and dividend statements. You should have received them by now.
If you’re a Medicare enrollee, today will be the last day to apply for Part A and B, which will begin in July.
Can you forget Tax Day? April 15 is the IRS deadline for filing the previous year’s taxes. It is the deadline to contribute to your retirement account and your health savings plan. If you want to file an extension for your personal tax return, file it today. This is a pretty important financial day for the year. Don’t forget this one.
If you’re self-employed, the 15th of January, April, June and September should be circled on the calendar as a friendly reminder.
If you have kids, Teach Children to Save Day is today. Ensure to take time off to teach your children good saving habits.
As marked earlier in the calendar, today is the day when any self-employed taxpayers should make a payment of their 2021 estimated tax. That is if you aren’t already paying income tax throughout the year.
Today is the last day to apply for the FAFSA, also known as the Federal Student Aid for the 2022 year.
Phew! You are halfway through 2022. This is a good day to check your resolutions and remind yourself to stay on track with your plans.
Today is the day you make the third quarter of estimated tax payments if you’re self-employed. If taxes are regularly taken from your paycheck, you don’t have to give this date a second thought.
Have a child attending college? Remember to submit your FAFSA applications by October 1, 2021.
Have you filed for an extension for federal taxes? Then remember October 15 is the deadline for completing those tax forms and submitting them. If you don’t file on time, the IRS website lists the penalties and charges.
Today is the day to enroll for health insurance coverage in the federal health insurance marketplace. This is also a good time to plan and budget holiday shopping. Remember that Cyber Monday and Black Friday are right around the corner.
Another year has gone by. Now is your time to think of 2023 and all the financial decisions you have to make before the year ends, Think about how you can claim your tax deductions, more 401(k) contribution or even donate to charity to get another tax deduction.
You can even take time to relax and watch the ball drop at Times Square and reminisce how you finally are on top of your finances. If that’s not the case, there’s always next year.