Unexpected emergencies can strike at any time. That’s what makes them unexpected. Whether you’re waiting in the hospital lobby worried about paying for a medical emergency or you’re working hard and still not able to pay off just that extra debt, Line is here to help you out with Cash Now Pay Later (CNPL).
What’s better? Line comes equipped to serve you – specifically you. Our financial plans are customized to address your financial needs. Access tips, hacks and smart money management tools to help you Save, Spend, Plan and Protect yourself, your loved ones and your finances better.
How to apply for Cash Now Pay Later?
With Line, get cash between $10-$1000 to protect you against financial uncertainties, without any interest or credit checks. Pay later without interest. Plans start at $1.97/month.
To apply for Line’s Cash Now Pay Later, all you need to do is click on the Get Started button on the right and go straight to our website. Once there all you need to do is follow a simple five-step process to get your finances in Line.
Step 1: Pre-approval
All you need to do to get started is answer a few basic questions about yourself. Share your email address with us and instantly get a link sent to your email id with a mail for your pre-approval process.
Click on the link and kick off your pre-approval with just the most basic information required – your phone number. You need to enter a non-voip or non-google voice or non-burner, US number, that can receive messages. Once that is done, you’re off to the next step.
Step 2: Application
You need to share details about your employment status and who you work for. You can pick from our extensive list of registered employees. We must point out that Line caters to all workers. So, if you’re an Uber driver, a waiter, a delivery person or a working mom juggling kids, two jobs and more, you’re in the right place.
Sync up your employment data – how long you’re working at your current job, how much you earn, your primary source of income and other details. Add your banking details, your Social Security Number and residential address to ensure Line caters to your needs with any hiccups.
Share some more details like your monthly income, your living situation, how you go around and a brief outline of your monthly obligations to help us serve you better and you’re all set to go.
Step 3: Review
Once Line has all your relevant information, we will review how well you fit into our requirements. Once the evaluation is complete, you will be notified on your qualification result and receive all the details about the membership plans that are available and best suited for you.
Line has simple and transparent pricing with plans that meet your needs. Pick from two plans: Small and Medium. The Large plan is dropping soon.
With the Small plan, you get $10-$50 Line of funds for emergencies that you can return when you get paid next. Level up every time and get up to $1000. No credit checks. No interest. This plan comes at a subscription fee of $1.97/month.
The Medium plan lets you access $101-$500 that you can return when you get paid over 3 months. This comes at a subscription fee of #9.97/month.
The Large plan is coming soon. With it, you can get $501-$1000.
Step 4: Subscribe
Once you’ve chosen the plan that is offered to you and you think best suits your needs, you initiate the most critical step in accessing your emergency line of funds – you pay with your primary debit card upfront to kick off your membership with Line.
Step 5: Download
This is the final and easiest step of them all. You are now ready to download the app and start your Line. Get the Line app from the Apple or Android app store and access your Line instantly.
The benefits are enormous and the payback is simple, efficient and rewarding. What’s more. You can continue to use line to manage your spending better, pay off debt, have a safety net for financial emergencies and have a ready-to-help financial friend neatly tucked on your phone – just a finger tap away.