introducing

Universal Basic CreditTM

Our relationship with money is defined by the friction involved in accessing it with financial products that range from Earned Wage Access to Sub-prime credit cards. We are changing this by delivering Universal Basic Credit™, without restrictions. We are reimagining money to be the way you want it to be.

youtube
1 / 6
1 / 6
1 / 6
1 / 6
1 / 6

tackle together

Join your lines

universal basic credit with

Line Membership

Get Universal Basic Credit™ up to $500 for essentials without paying interest, income or credit restrictions. Use it to avoid ovedrafts, pay bills, transfer money to family, or emergencies with a line membership that costs less than 20c per day.

Connect

Qualify

Access

Connect

Qualify

Access

Connect
Qualify
Access
ConnectQualify
interest

No Interest (0% APR)

noincome

No income restrictions

noCard

Pay as You Get Paid

fico

No Credit Checks

tackle together

Join your lines

Need more? Trying to tackle a problem with friends or family? Combine your credit worthiness with a Joint Line to tackle big problems together without impacting anyones credit scores.

Combine

Create

Care

Combine

Create

Care

Combine
Create
Care
CombineCreate

win every day

Save with line

Save as little as $5 and enter for a chance to win up to $100000 with lottery. Win cash and other prizes everyday.

Save Money

Pick Number

Win

Save Money

Pick Number

Win

Save Money
Pick Number
Win
Save MoneyPick Number

Compare saving rates with banks

Savings Bonus / Interest
0.50% + prize value
0.01%
0.01%
0.03%
0.04%
Prizes
Weekly $0.01 - $100,000
$0
$0
$0
$0

Compare saving rates with banks






Savings Bonus / Interest

0.50% + prize value

0.01%

0.01%

0.03%

0.04%

Prizes

Weekly $0.01 - $100,000

$0

$0

$0

$0

avoid pitfalls

Link to line

Link your digital wallets, prepaid cards, bank accounts, credit cards and more. Let our AI tell you where your money’s at and what you can do to make the best of you situation.

Link

Learn

Limit

Link

Learn

Limit

Link
Learn
Limit
LinkLearn

Super

Super

Your income changes all the time? No problem, let our AI help you pick the best dates to pay back your subscriptions instead of paying it exactly when they are due, yet another innovative way Line helps you avoid financial pitfalls like overdrafts or late fees.
flexLine

grow your tribe

Get Rewarded

Are you a micro-influencer? Or may be have a large network of friends, colleagues or family members. Well you are in for a treat, you could earn up to $20 per person you invite or send money to.
flexLine

bank level security

Fanatical Support

security

Security

Line’s bank-level security protects sensitive personal information and prevents unauthorized use.
privacy

Privacy

All deposits are protected by our member banks and partners. Customers personally identifiable data is never stored in our infrastructure.
support

Support

Check our Help Center or message your friends at Line in right here or from our app.