Your Health.Your
Future. Secured.
Choose from the variety of flexible plans, so you can find the perfect coverage that fits your lifestyle and budget.
From Allstate Health Solutions
Short Term Medical
Accident
Critical Illness
Dental
Short Term Medical
Short Term Medical plans let you decide how much coverage you want and for how long, with individual and family options available.
Policies that range from 30-days to a year
Plan options that include benefits for office visits and urgent care
A wide range of deductibles, coinsurance, and benefits
Access to large national networks
From Allstate Health Solutions
Accident Insurance
Flexible plan terms, from 30 to 364 days
No network restrictions
Guaranteed coverage for applicants aged 18 to 64
No waiting periods
From Allstate Health Solutions
Critical Illness
Cash benefits to help with out-of-pocket costs after a cancer, heart attack or stroke diagnosis
No deductibles
No network restrictions
Lump sum cash benefit up to plan limits
Four coverage tiers to choose from
From Allstate Health Solutions
Dental
Multiple benefit levels to choose from.
No waiting period for preventive care coverage and other services with most plans.
Access to a national network (varies by state).
Network discounts on both basic and major services.
From Allstate Health Solutions
In case you are curious
What are Short-Term Medical (STM) plans, and who is it for?
STM plans are flexible health insurance solutions for individuals facing gaps between jobs, aging out of family policies, or waiting for Open Enrollment. They offer customizable coverage durations, telemedicine perks, and discounts on everyday items.
How does Accident Insurance differ from regular health insurance? What does it cover?
Accident insurance is a supplemental plan addressing out-of-pocket accident costs, providing a cash benefit for covered services. It differs from regular health insurance by offering fixed benefits for services like hospital stays or doctor visits, independent of your health plan.
What critical illnesses are covered by Critical Illness Plans?
Critical Illness Plans provide lump-sum cash benefits for diagnoses like heart attacks, strokes, or cancer. They work in conjunction with health insurance by offering financial protection beyond medical bill coverage, allowing individuals to focus on recovery without worrying about associated expenses.
Why is dental insurance crucial for overall health? How does it help beyond oral care?
Dental insurance is essential for maintaining overall health. Beyond preserving a dazzling smile, dental PPO plans contribute to well-being by offering benefits for routine checkups and common dental services. They include multiple benefit levels, no waiting periods for preventive care, and network discounts on basic and major dental services.
How long can I have coverage under Short-Term Medical Plans? What are renewal options?
Coverage under STM plans can range from 30 days to a year, with some plans offering renewal or consecutive options. This flexibility allows individuals to tailor their coverage duration to specific needs.
What advantages does Accident Insurance provide, and who is eligible for coverage?
Accident Insurance offers flexible plan terms (30 to 364 days), no network restrictions, guaranteed coverage for applicants aged 18 to 64, and fixed benefits for covered services. Anyone seeking additional financial protection for unexpected accidents can consider this coverage.