Get up to $500, Between Pay. #nointerest

Access interest-free line of funds without credit-history, paychecks or credit scores. Power bank accounts, bills, money transfers and more. Pay as you get paid.
Apply Now
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Access interest-free line of funds without credit-history, paychecks or credit scores. Power bank accounts, bills, money transfers and more. Pay as you get paid.

The Preferred Post-COVID
Payment Option #nointerest

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No Interest

Line is delivered at 0% APR
and no finance or other charges.
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No Credit Checks

We do not perform any credit inquiries.
Using line will not affect your FICO score.
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No Cards

Ditch cards, let us pay for purchases.
You can pay us as you get paid.
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Sign Up

Sign up with the bank account where you deposit your earnings and pay your bills.

Verify ID

Verify your ID with a few additional details such as your SSN and a Selfie.

Use Line

Access funds to power bank accounts, purchases, money transfers and more.
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0% APR. No income restrictions or fees

Use a line of up to 10% of your cashflow to power bank accounts, money transfers or purchases. Pay as you get paid without paying any interest. Level up to larger lines with active subscription and on time payments.

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Tools to help you level up

Automated budgets, income and expense predictions, auto subscription tracker and advanced search to help you in avoiding pitalls, and put you on the path to levelling up.

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Smarter Notifications Smarter You

Avoid fancy credit cards and payday apps, instead get a line with 0% APR for your purchases. Combine it with line’s smart notifications and make smarter purchase decisions.

Bank Level Security,
Fanatical Support

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Security

Line’s bank-level security protects sensitive personal information and prevents unauthorized use.
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Privacy

All deposits are protected by our member banks and partners. Customers personally identifiable data is never stored in our infrastructure.
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Support

Check our Help Center or message your friends at Line in right here or from our app.

Ditch Credit Cards, Wallets,
Payday Apps and Neobanks #useline

Signing up is free and takes less than a minute.
Applying won’t impact your credit score.

Apply Now